/* =============================================
   Intellect Wealth — Core Stylesheet
   Color palette extracted from logo:
   Teal/Blue: #1a6b8a, #2389b0
   Green (leaf): #5aaa3c, #4a9230
   Dark navy: #0e2d3d
   Light: #f4f9fb, #ffffff
============================================= */

@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;600;700&family=Inter:wght@300;400;500;600&display=swap');

/* ---- Reset & Base ---- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --teal-dark:   #0e4d6b;
  --teal:        #1a6b8a;
  --teal-light:  #2389b0;
  --teal-pale:   #e6f4f9;
  --green:       #5aaa3c;
  --green-dark:  #3d7a28;
  --navy:        #0e2d3d;
  --white:       #ffffff;
  --off-white:   #f4f9fb;
  --gray-100:    #f0f4f6;
  --gray-200:    #d8e4ea;
  --gray-500:    #7a9aaa;
  --gray-700:    #3d5a68;
  --text:        #1a2e38;
  --text-light:  #5a7a8a;

  --display:     'Playfair Display', Georgia, serif;
  --body:        'Inter', system-ui, sans-serif;

  --radius:      4px;
  --shadow-sm:   0 2px 8px rgba(14,45,61,0.08);
  --shadow-md:   0 6px 24px rgba(14,45,61,0.13);
  --shadow-lg:   0 16px 48px rgba(14,45,61,0.18);

  --max-w:       1160px;
  --section-gap: 96px;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--body);
  font-size: 16px;
  line-height: 1.65;
  color: var(--text);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }

.container {
  width: 100%;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
}

/* ---- Typography ---- */
h1, h2, h3, h4 {
  font-family: var(--display);
  line-height: 1.2;
  color: var(--navy);
}
h1 { font-size: clamp(2.2rem, 5vw, 3.6rem); font-weight: 700; }
h2 { font-size: clamp(1.7rem, 3.5vw, 2.6rem); font-weight: 600; }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.5rem); font-weight: 600; }
h4 { font-size: 1.05rem; font-weight: 600; }

p { color: var(--text-light); }

.section-label {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--green);
  margin-bottom: 12px;
}

/* ---- Buttons ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 30px;
  border-radius: var(--radius);
  font-family: var(--body);
  font-size: 0.9rem;
  font-weight: 600;
  letter-spacing: 0.03em;
  cursor: pointer;
  transition: all 0.22s ease;
  border: 2px solid transparent;
}
.btn-primary {
  background: var(--teal);
  color: var(--white);
  border-color: var(--teal);
}
.btn-primary:hover {
  background: var(--teal-dark);
  border-color: var(--teal-dark);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}
.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.6);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.12);
  border-color: var(--white);
}
.btn-green {
  background: var(--green);
  color: var(--white);
  border-color: var(--green);
}
.btn-green:hover {
  background: var(--green-dark);
  border-color: var(--green-dark);
  transform: translateY(-1px);
}

/* ---- Navigation ---- */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(14,45,61,0.97);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(255,255,255,0.07);
  transition: box-shadow 0.3s;
}
.nav.scrolled { box-shadow: 0 4px 20px rgba(0,0,0,0.3); }

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
}
.nav-logo-icon {
  height: 44px;
  width: auto;
  object-fit: contain;
}
.nav-logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}
.nav-logo-text .brand { font-family: var(--display); font-size: 1.1rem; font-weight: 700; color: var(--white); }
.nav-logo-text .tagline { font-size: 0.65rem; color: var(--gray-500); letter-spacing: 0.08em; text-transform: uppercase; }

.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
  list-style: none;
}
.nav-links a {
  font-size: 0.88rem;
  font-weight: 500;
  color: rgba(255,255,255,0.75);
  transition: color 0.2s;
  position: relative;
  padding-bottom: 4px;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0;
  width: 0; height: 2px;
  background: var(--green);
  transition: width 0.2s;
}
.nav-links a:hover { color: var(--white); }
.nav-links a:hover::after { width: 100%; }
.nav-links a.active { color: var(--white); }
.nav-links a.active::after { width: 100%; }

.nav-cta {
  display: flex;
  align-items: center;
  gap: 16px;
}
.nav-phone {
  font-size: 0.82rem;
  color: var(--gray-500);
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
}
.hamburger span {
  display: block;
  width: 24px; height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all 0.3s;
}

/* ---- Hero ---- */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--navy);
}
.hero-bg {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, #0e2d3d 0%, #1a4d66 50%, #0e3d52 100%);
}
.hero-pattern {
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 20% 50%, rgba(26,107,138,0.25) 0%, transparent 50%),
    radial-gradient(circle at 80% 20%, rgba(90,170,60,0.12) 0%, transparent 40%);
}
.hero-content {
  position: relative;
  z-index: 2;
  padding-top: 80px;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
  min-height: 100vh;
  padding: 100px 0 60px;
}
.hero-left {}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(90,170,60,0.15);
  border: 1px solid rgba(90,170,60,0.3);
  color: #7ed45c;
  padding: 6px 16px;
  border-radius: 100px;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 28px;
}
.hero-badge::before {
  content: '';
  width: 6px; height: 6px;
  background: var(--green);
  border-radius: 50%;
}
.hero h1 { color: var(--white); margin-bottom: 24px; }
.hero h1 span { color: var(--teal-light); }
.hero-sub {
  font-size: 1.05rem;
  color: rgba(255,255,255,0.65);
  margin-bottom: 40px;
  max-width: 500px;
  line-height: 1.7;
}
.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}
.hero-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: var(--radius);
  margin-top: 56px;
}
.hero-stat {
  padding: 24px 20px;
  background: rgba(14,45,61,0.5);
}
.hero-stat:first-child { border-radius: var(--radius) 0 0 var(--radius); }
.hero-stat:last-child { border-radius: 0 var(--radius) var(--radius) 0; }
.stat-val {
  font-family: var(--display);
  font-size: 2rem;
  font-weight: 700;
  color: var(--teal-light);
  line-height: 1;
  margin-bottom: 6px;
}
.stat-label { font-size: 0.8rem; color: rgba(255,255,255,0.5); }

.hero-right {
  display: flex;
  justify-content: center;
}
.hero-card-stack {
  position: relative;
  width: 380px;
}
.hero-card {
  position: relative;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 12px;
  padding: 28px;
  backdrop-filter: blur(10px);
}
.hero-card + .hero-card { margin-top: 16px; }
.card-icon-row {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 14px;
}
.card-icon {
  width: 44px; height: 44px;
  background: rgba(26,107,138,0.3);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.card-icon svg { width: 22px; height: 22px; stroke: var(--teal-light); }
.card-title { font-size: 0.95rem; font-weight: 600; color: var(--white); }
.card-desc { font-size: 0.82rem; color: rgba(255,255,255,0.5); }
.card-arrow {
  width: 28px; height: 28px;
  border-radius: 50%;
  background: rgba(90,170,60,0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  border: none;
  cursor: pointer;
  padding: 0;
  margin-left: auto;
  flex-shrink: 0;
  transition: background 0.2s;
}
.card-arrow:hover { background: rgba(90,170,60,0.35); }
.card-link-menu {
  position: absolute;
  top: 100%;
  right: 0;
  margin-top: 8px;
  min-width: 180px;
  background: #0e2d3d;
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 8px;
  box-shadow: 0 8px 24px rgba(0,0,0,0.35);
  padding: 6px;
  display: none;
  z-index: 20;
}
.card-link-menu.open { display: block; }
.card-link-menu a {
  display: block;
  padding: 10px 12px;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.85);
  border-radius: 6px;
  transition: background 0.15s;
}
.card-link-menu a:hover { background: rgba(255,255,255,0.08); color: var(--white); }
.card-arrow svg { width: 14px; height: 14px; stroke: var(--green); }

/* ---- Section styles ---- */
section { padding: var(--section-gap) 0; }

.section-header { margin-bottom: 56px; }
.section-header h2 { margin-bottom: 16px; }
.section-header p { max-width: 560px; font-size: 1.05rem; }
.section-header.centered { text-align: center; }
.section-header.centered p { margin: 0 auto; }

/* ---- About Strip ---- */
.about-strip {
  background: var(--off-white);
  border-top: 1px solid var(--gray-200);
  border-bottom: 1px solid var(--gray-200);
}
.about-strip-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.about-image-block {
  position: relative;
}
.about-image-placeholder {
  height: 420px;
  background: linear-gradient(135deg, var(--teal) 0%, var(--teal-dark) 100%);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}
.about-image-placeholder::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.about-asic-badge {
  position: absolute;
  bottom: -20px;
  right: -20px;
  background: var(--white);
  border-radius: 8px;
  padding: 18px 22px;
  box-shadow: var(--shadow-lg);
  border-left: 4px solid var(--green);
}
.asic-label { font-size: 0.7rem; color: var(--text-light); letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 4px; }
.asic-number { font-family: var(--display); font-size: 1.1rem; font-weight: 700; color: var(--navy); }

.about-text h2 { margin-bottom: 20px; }
.about-text p { margin-bottom: 20px; font-size: 1rem; }
.about-text .lead { font-size: 1.05rem; color: var(--text); font-weight: 400; }

.about-checkmarks {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin: 28px 0 36px;
}
.about-checkmarks li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.93rem;
  color: var(--text);
}
.about-checkmarks li::before {
  content: '';
  width: 20px; height: 20px;
  background: var(--green);
  border-radius: 50%;
  flex-shrink: 0;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-size: 12px;
  background-repeat: no-repeat;
  background-position: center;
  margin-top: 2px;
}

/* ---- Services Cards ---- */
.services-section { background: var(--white); }
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.service-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 8px;
  padding: 36px 32px;
  transition: all 0.28s ease;
  position: relative;
  overflow: hidden;
}
.service-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--teal);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.28s ease;
}
.service-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
  border-color: transparent;
}
.service-card:hover::before { transform: scaleX(1); }

.service-icon {
  width: 56px; height: 56px;
  background: var(--teal-pale);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
}
.service-icon svg { width: 26px; height: 26px; stroke: var(--teal); }
.service-card h3 { margin-bottom: 14px; font-size: 1.2rem; }
.service-card p { font-size: 0.91rem; line-height: 1.65; margin-bottom: 24px; }
.service-link {
  font-size: 0.87rem;
  font-weight: 600;
  color: var(--teal);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap 0.2s;
}
.service-link:hover { gap: 10px; }
.service-link svg { width: 16px; height: 16px; stroke: currentColor; }

/* ---- Values / Ethics ---- */
.values-section {
  background: var(--navy);
  color: var(--white);
  position: relative;
  overflow: hidden;
}
.values-section::before {
  content: '';
  position: absolute;
  top: -200px; right: -200px;
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(26,107,138,0.2) 0%, transparent 70%);
}
.values-section .section-label { color: var(--green); }
.values-section h2 { color: var(--white); }
.values-section .section-header p { color: rgba(255,255,255,0.6); }

.values-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2px;
  margin-top: 56px;
  background: rgba(255,255,255,0.06);
  border-radius: 8px;
  overflow: hidden;
}
.value-item {
  background: rgba(14,45,61,0.8);
  padding: 40px 28px;
  text-align: center;
  transition: background 0.25s;
}
.value-item:hover { background: rgba(26,107,138,0.2); }
.value-num {
  font-family: var(--display);
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--teal-light);
  margin-bottom: 8px;
}
.value-title { font-size: 1rem; font-weight: 600; color: var(--white); margin-bottom: 12px; }
.value-desc { font-size: 0.83rem; color: rgba(255,255,255,0.5); line-height: 1.6; }

/* ---- How We Work ---- */
.process-section { background: var(--off-white); }
.process-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  position: relative;
  margin-top: 56px;
}
.process-steps::before {
  content: '';
  position: absolute;
  top: 36px;
  left: 12.5%;
  right: 12.5%;
  height: 2px;
  background: var(--gray-200);
  z-index: 0;
}
.process-step {
  text-align: center;
  padding: 0 20px;
  position: relative;
  z-index: 1;
}
.step-num {
  width: 72px; height: 72px;
  background: var(--white);
  border: 2px solid var(--gray-200);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 24px;
  font-family: var(--display);
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--teal);
  transition: all 0.25s;
}
.process-step:hover .step-num {
  background: var(--teal);
  color: var(--white);
  border-color: var(--teal);
}
.process-step h4 { margin-bottom: 10px; color: var(--navy); }
.process-step p { font-size: 0.85rem; }

/* ---- Testimonial / CTA Band ---- */
.cta-band {
  background: linear-gradient(135deg, var(--teal-dark) 0%, var(--teal) 100%);
  padding: 80px 0;
}
.cta-band-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
}
.cta-band h2 { color: var(--white); max-width: 540px; }
.cta-band p { color: rgba(255,255,255,0.7); margin-top: 12px; }

/* ---- Compliance / ASIC Bar ---- */
.compliance-bar {
  background: var(--gray-100);
  border-top: 1px solid var(--gray-200);
  border-bottom: 1px solid var(--gray-200);
  padding: 28px 0;
}
.compliance-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 48px;
  flex-wrap: wrap;
}
.comp-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.83rem;
  color: var(--gray-700);
}
.comp-icon {
  width: 32px; height: 32px;
  background: var(--teal-pale);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.comp-icon svg { width: 16px; height: 16px; stroke: var(--teal); }
.comp-label { font-weight: 600; color: var(--navy); }

/* ---- Contact Section ---- */
.contact-section { background: var(--white); }
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 64px;
  align-items: start;
}
.contact-info h2 { margin-bottom: 16px; }
.contact-info p { margin-bottom: 32px; }
.contact-details { display: flex; flex-direction: column; gap: 20px; }
.contact-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}
.contact-icon {
  width: 44px; height: 44px;
  background: var(--teal-pale);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.contact-icon svg { width: 20px; height: 20px; stroke: var(--teal); }
.contact-item-label { font-size: 0.75rem; color: var(--text-light); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 2px; }
.contact-item-val { font-size: 0.95rem; font-weight: 500; color: var(--navy); }

.contact-form-box {
  background: var(--off-white);
  border: 1px solid var(--gray-200);
  border-radius: 8px;
  padding: 40px;
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-size: 0.82rem; font-weight: 600; color: var(--navy); margin-bottom: 6px; }
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  font-family: var(--body);
  font-size: 0.92rem;
  color: var(--text);
  background: var(--white);
  transition: border-color 0.2s;
  outline: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(26,107,138,0.1);
}
.form-group textarea { resize: vertical; min-height: 120px; }
.form-note { font-size: 0.78rem; color: var(--text-light); margin-top: 12px; }

/* ---- Disclosure ---- */
.disclosure-section {
  background: var(--gray-100);
  padding: 48px 0;
  border-top: 1px solid var(--gray-200);
}
.disclosure-box {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-left: 4px solid var(--teal);
  border-radius: var(--radius);
  padding: 24px 28px;
}
.disclosure-box h4 { margin-bottom: 10px; font-size: 0.9rem; }
.disclosure-box p { font-size: 0.8rem; line-height: 1.7; }

/* ---- Footer ---- */
.footer {
  background: var(--navy);
  color: var(--white);
  padding: 64px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer-brand {}
.footer-logo { display: flex; align-items: center; gap: 12px; margin-bottom: 16px; }
.footer-logo-icon { height: 36px; width: auto; object-fit: contain; }
.footer-logo-name { font-family: var(--display); font-size: 1rem; font-weight: 700; color: var(--white); }
.footer-brand p { font-size: 0.85rem; color: rgba(255,255,255,0.5); line-height: 1.7; max-width: 280px; }
.footer-asic {
  margin-top: 20px;
  padding: 12px 16px;
  background: rgba(255,255,255,0.04);
  border-radius: var(--radius);
  font-size: 0.75rem;
  color: rgba(255,255,255,0.4);
  border-left: 3px solid var(--green);
}
.footer-asic strong { color: rgba(255,255,255,0.7); }

.footer-col h4 { font-family: var(--body); font-size: 0.8rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: rgba(255,255,255,0.4); margin-bottom: 20px; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col ul a { font-size: 0.88rem; color: rgba(255,255,255,0.65); transition: color 0.2s; }
.footer-col ul a:hover { color: var(--white); }

.footer-bottom {
  padding: 20px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.35);
}
.footer-bottom a { color: rgba(255,255,255,0.5); transition: color 0.2s; }
.footer-bottom a:hover { color: var(--white); }

/* ---- Mobile ---- */
@media (max-width: 900px) {
  :root { --section-gap: 64px; }
  .nav-links, .nav-cta .btn { display: none; }
  .hamburger { display: flex; }
  .hero-grid { grid-template-columns: 1fr; padding: 120px 0 60px; }
  .hero-right { display: none; }
  .hero-stats { grid-template-columns: repeat(3, 1fr); }
  .about-strip-inner { grid-template-columns: 1fr; gap: 40px; }
  .about-image-placeholder { height: 280px; }
  .about-asic-badge { display: none; }
  .services-grid { grid-template-columns: 1fr; }
  .values-grid { grid-template-columns: 1fr 1fr; }
  .process-steps { grid-template-columns: 1fr 1fr; gap: 40px; }
  .process-steps::before { display: none; }
  .cta-band-inner { flex-direction: column; text-align: center; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .form-row { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
  .hero-stats { grid-template-columns: 1fr; }
  .values-grid { grid-template-columns: 1fr; }
  .process-steps { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .compliance-inner { flex-direction: column; align-items: flex-start; }
}

/* ---- Mobile nav drawer ---- */
.mobile-nav {
  position: fixed;
  top: 72px; left: 0; right: 0;
  background: var(--navy);
  padding: 24px;
  display: none;
  flex-direction: column;
  gap: 20px;
  z-index: 999;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.mobile-nav.open { display: flex; }
.mobile-nav a { color: rgba(255,255,255,0.8); font-size: 1rem; font-weight: 500; }

/* ---- Scroll reveal ---- */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.55s ease, transform 0.55s ease;
}
.reveal.visible {
  opacity: 1;
  transform: none;
}